Your RetireSMART investment strategy
As a RetireSMART client we will work with you to understand your retirement goals and aspirations before recommending an investment strategy and review programme to target your objectives.
Pensions are tax efficient savings products but they have become increasingly complex so we will also work with you to ensure yours is set up correctly for you, and your dependants in the event of your death.
Each of the six risk rated portfolios is built using around 20 of the funds available on the AEGON Retirement Choices (ARC) platform.
They use a mixture of high and low risk funds to create a portfolio which is then monitored on a daily basis, by specialist discretionary fund managers who can adapt and change the portfolios to cope with anticipated or actual changes, be they political or financial.
This process can reduce volatility which can help smooth out the returns over the long term. Your TISCO adviser can monitor and advise on the ongoing suitability of the discretionary manager and the overall strategy.
The six portfolios try to maximise return within each risk band.
Our model portfolios are built around the basic principle of not putting all your eggs in one basket. Below is an example of how the Growth Portfolio was structured in January 2017.

Please contact us or call our St Albans office for pension advice on 01727 734040 and we will make suitable arrangements to help you with your pension needs.
Testimonials from our clients
Please find below feedback from clients with whom TISCO have built a relationship with on a private client basis.
These represent every un-edited (including typos!) response received from individuals.

