TISCO Money

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September/October Editions

This latest issue of TISCOMoney looks at a number of topics including the new state pension age and how it could affect retirement plans.

Ensuring you have adequate financial protection for you and your family is an important element to financial planning.

Family succession planning is one of the most challenging experiences facing any business leader. This guide explains the importance of this exercise.

This guide to income investing considers the main investment asset classes that are used to generate a regular income.

July/August Editions

This latest version of TISCOMoney explores why the currency exchange markets are in uncertain territory. The publication has articles on planning for retirement, funding future care costs and the recent election.

Creating and maintaining the right investment strategy plays a vital role in securing your financial future. This guide to investing explains how we can help you create a personal
investment strategy, built upon an understanding of your individual circumstances and financial ambitions.

Rising life expectancy brings with it the challenge of how we fund our future care costs. The
question is: who is responsible for looking after us if we need care in old age? This guide explores this issues surrounding long-term care.

This guide to investing and inflation looks at safe guarding the purchasing power of your money over the long term. Rising inflation is a concern to investors, as changes in
inflation and interest rates affect various asset types in different ways.

May/June Editions 2017

The news has recently been full of stories about Brexit, Article 50, inflation and how some key announcements from Spring Budget 2017 could impact on our finances.

The start of the new tax year on 6 April 2017 saw the launch of the Lifetime ISA (LISA), which was announced in the 2016 Budget. This guide will explain the LISA in more detail.

Welcome to our Guide to Retirement Planning. The pension freedoms rule changes mean that you can increasingly be in charge of your pension. Read this guide for more information on how your pension can work for you.

Brexit has created an air of uncertainty, and no one really knows what’s coming next or what it could all mean in the long term.

March/April Editions 2017

This issue features articles written to help you make the most of your hard earned money and achieve your long-term financial security.

This guide to inheritance tax explores the new rules and looks into the ways you can safeguard your wealth for future generations.

Individual Savings Accounts are a tax efficient investment wrapper in which you can hold a range of investments. This guide to ISAs explores the various options and how they can help.

If you want to have control over what happens to your assets after your death, effective estate planning is essential. This guide helps to navigate your options for passing on wealth.

January/February Editions

This first issue for 2017 includes a section on the dramatic US election, 2016/17 year end tax planning and looks at taking advantages of opportunities in 2017.

This article takes a look at some of the key tax planning opportunities for the 2016/17 financial year end.

‘Navigating the financial aspects of your unique life’s journey’. This publication takes a look at some of the hot financial topics you should consider at the start of the New Year.

After a game changing 2016, the investment environment was not only mixed but categorised by a number of global and political events. Many of these drivers will almost certainly remain the focus for 2017.

November/December Editions

This final issue of TISCOmoney for 2016 contains information on how professional financial advice can prove invaluable, information on generational investing and the performance of global emerging markets.

This is a short guide explaining the benefits of taking professional financial advice when looking into your investments. This takes into consideration your attitude to risk and the time management when reviewing the markets and your portfolios.

Anything is possible when you manage your money the right way. Whatever your goals in life are, careful planning and successful investing of your wealth can help you get there. Investments can offer both risk and return, and generally the bigger the risk the greater the potential return.

Planning for the future often means finding a balance between savings and investments. Whatever your reason for regularly saving or investing, you want to be sure you are making the most of the options available.

September/October Editions

In this latest issue of TISCOmoney you will find articles covering the ever changing pension reforms and the potential effects of the reduced lifetime allowance. There are several articles covering aspects of investing and how to be a more savvy investor.

The publication is a guide to protecting your financial plan and safeguarding the people and things that matter the most.

The government has introduced comprehensive reforms to the pension rules over the previous years. One important change is the reduction in the lifetime allowance that applied to pension savings.

Guide to active and passive investment management.What could provide a better home for your money – active or passive management?

July/August Editions

Are you fit to retire? Getting your pension in shape to enjoy the kind of lifestyle you want later in life. This edition will help you consider ways you can access your income and pensions in retirement looking at pensions consolidation and the new pensions flexibilities available.

In this guide to investment planning we consider the process of organising investments as a whole and explore the key principles and techniques behind effective portfolio construction, so that you have the best chance of constructing a portfolio that meets your investment objectives.

Protecting your estate is ultimately about securing more of your wealth for your loved ones and planning for what will happen after your death to make the lives of your loved ones much easier.

Deciding what to do with your pension savings is an important step we will all have to take. Following changes introduced in April 2015, you now have more choice and flexibility than ever before over how and when you can take money from your pension pot. These changes give you freedom over how you can use your pension pot(s) if you are 55 or over and have a pension based on how much has been paid into your pot (a defined contribution scheme).

May/June Editions

May-June Newsletter provides you with an article on Brexit and how this may affect your finances, information on the new state pension and other ways you can save your money, including the new Lifetime ISA’s.

The Budget 2016. Summarising the key announcements and how they may affect you now and in the years to come.

Retirement Planning. Helping you understand how you can shape your retirement plans to meet your individual needs and circumstances.

Lifetime Individual Savings Accounts. Your guide on how the new Lifetime ISA works and how it may be of benefit to you.

March/April Editions

March-April Newsletter provides you with up to date information on the financial world and any up and coming changes that may affect the way you handle your finances.

Wealth Preservation. Whether it’s the new rules on pensions, savings or taxable dividend income, we have set out what you need to consider in the run-up to the financial year end in this brochure.

Pension Changes. The new freedoms mean you can enjoy far greater choice on how you spend and generate an income from your pensions, but with further changes on the horizon these are some of the key changes you need to know.

Inheritance Tax Planning. Effective estate planning is about getting the right balance between maintaining access to your money when you need it and saving tax.

January/February Editions

January-February Newsletter provides you with up to date information on the financial world and any up and coming changes that may affect the way you handle your finances.

Autumn Statement 2015 contains a summary of the proposals as set in the autumn statement. Download this publication to keep yourself abreast of current financial affairs allowing you to better plan for your future.

The guide to investing provides you with an understanding of planning fro your future as well as current views on the markets and the types of investments available.

Tax planning contains strategies you can put into practice to help you learn where you could potentially be saving on tax payments.