To whom it may concern,

Since deciding to retire early in 2015, Tisco (mainly in the guise of Mike Denton with support from James Smith) have been of great assistance in helping me to decide what to do with the pension fund that I had with in the form of two GPP's and a Section 32 with Aegon / Scottish Equitable. After a number of meetings (both before and after my actual retirement), phone calls and correspondence to establish my exact requirements, a comprehensive report was produced by Tisco with a recommendation to transfer the funds into a new SIPP with Aegon Retirement Choices (ARC). A further meeting was held to review the report and agree on the actions required. The proposed transfer was then initiated by Tisco and I pleased to report that, since the transfer was actioned, I have seen growth of over 3% in the past 4 months.

I continue to have regular contact with, and support from, Tisco to help me to fully understand how to access information in respect of the SIPP and how to make sense of the various charges. The people I have dealt with at Tisco have always been very approachable and patient, attributes that are very important when dealing with someone like myself.

Mr J.M.

"I had used TISCO's services for many years but I needed their specific advice in connection with my need to find an investment vehicle for a pension share on divorce. In particular, I had a considerable amount of debt so I needed to be able to release some funds from that share as soon as possible. Mike and James came to my home and gave me clear advice both on that issue and generally in relation to my financial position going forward. As a result, a vehicle was found and I was able to release some funds on my 55th birthday which has helped to alleviate my debt problem. I am also very confident that with TISCO's continued support, my financial future is in safe hands and I have no hesitation in recommending them."

Mr C.F.

"Maureen and myself decided to retire 3 weeks ago. Prior to that we met with the staff at TISCO to discuss our pensions. We spent several hours with Mike Denton and James Smith sorting out the best way of utilising our pensions. They were most helpful and informative and very knowledgeable about all pension and investment aspects. We would like to thank you again for all your help."

Mr R.P. and Mrs M.P.

"I’m happy to confirm that I have always found Tisco to be very helpful, offering good advice and practical assistance regarding both my pension and my investment portfolio. I find it very reassuring that I can call whenever I have a concern, this was especially useful during my first year or so with my investment fund, something that was new ground to me."

Mr N.C

"I have known Tisco for a number of years now and they have always been there for my needs and very attentive. I decided to engage with them at a higher level last year and found their knowledge, dedication, professionalism and critically their advice to be invaluable. I would highly recommend any potential client to engage with Tisco to experience the great advise and services they offer, highly recommended."

Mr S.J.